Federal retirement guidance for Utah employees
Utah is home to one of the largest federal workforces in the West. Whether you're at Hill Air Force Base, the IRS campus in Ogden, or a land-management agency along the Wasatch Front, your FERS pension, TSP, and benefits work the same way, and the decisions are just as unforgiving.
Serving federal employees across Utah
We work with federal employees Ogden, Layton, Salt Lake City, Provo, and across the Wasatch Front. Common Utah employers we help people from include:
- Hill Air Force Base
- IRS Ogden Campus
- VA Salt Lake City Health Care System
- U.S. Forest Service & Bureau of Land Management
- Defense Finance and Accounting Service (DFAS)
- U.S. Postal Service
What we help you get right
Your FERS pension & retirement date
Your high-3, the 1.1% multiplier at 62, survivor elections, and the FERS supplement, timed on purpose.
Your TSP
Contribution strategy, Roth vs. traditional, and turning your balance into reliable retirement income.
FEHB, FEGLI & Medicare
Keep health coverage into retirement, dodge the FEGLI cost cliff, and coordinate with Medicare at 65.
Taxes in Utah
Utah taxes retirement income, but offers a retirement tax credit that phases out at higher incomes. How you sequence your pension, TSP withdrawals, and Social Security can change what you actually keep, so it's worth coordinating before you start.
Learn in Utah
We teach in-person workshops along the Wasatch Front (recently in Ogden and at Weber State's Davis campus in Layton), plus live webinars you can join from anywhere in the state.
Get your Utah federal benefits questions answered
Join a complimentary session or sit down one-on-one with a federal benefits specialist. No products sold, no pressure.